Commonly misused because of the lack of knowledge. You mostly hear it as an insult for young women said by women and or men based on the limited knowledge they have on the female's sex life. (which by the way is nobody's business except that young lady's and whoever it includes But it is actually "Ho" and not "Hoe". But ho is just a shortened form of the word whore, which is a woman who sells herself to people for a profit, which is illegal. It is NOT somebody who has a healthy sex life.
Girl: "i HEARD jessica had sex with jon, omari, and quan."
Friend: "maaaan she a hoe!"
Jessica walks by: "haha, yeah? you HEARD?"
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