A white woman who dates thug or ghetto black men. Usually tend to be overweight and has tattoos of "her baby daddy (ies)" on her breasts.
Dumb white girl: I met Tyrone at Wal-Mart. He took me to the McDonald's to have a coke. We went to his sister's apartment afterwards and omg, sex was great!
Smart white girl: HAHA, you're a co-signer! Yeah, he'll fuck you right, but get ready to co-sign for his car loan, his apartment, his rims, his new grill... ETC
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