The payoffs are an end-of-season cup competition which are supposed to decide the Champion of English rugby.
The pay in the payoffs comes from the huge number of prawn sandwiches sold at the final in Twickenham to city types who couldn't tell a prop from a switch.
Unfortunately this means that the league is really a waste of time, since you must finish in the top third to qualify for the payoffs.
Wasps won the payoffs last year again. But Leicester who only won the league by a country mile are the real champions.
The payoffs are the worst thing about English rugby and embody the stench of professionalism.