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messed up credit isn't defined yet, but these are close:
1. Jabooned
Completly and utterly messed up. Tore up, jacked up.
1. I can't believe that Robert paid $40.00 for his hairdo and it is still jabooned.

2. Lord, I got so jabooned last night I was jumping off the roof topless.

3. Shae can't get a new car because they pulled his credit and it was all jabooned.

4. Brittney lost her job and now her life is very jabooned.
2. FSWA
Used commonly in math to describe steps. F= Formula, S= Substitution, W= work, and A= Answer. My math teacher made me do this for extra credit. Pretty cool huh? Anyways, good to point out your steps and figure out what you messed up on or are missing (if anything).

+1 extra credit point :)
Math person 1: Use FSWA to show all your steps so if you get the problem wrong you can see where you messed up.

Math person 2: Dude, FSWA is so cool.
3. Nigger Rich
adj. - someone who spends all of their current monies on goods and/or services, with no thought of future income -
DeMontrell just got a new dodge neon but he can't afford to put gas in it. DeMontrell is nigger rich.
4. bushonomics
A vague term used to equivocate George Bush (both of them) with the current economic status of the USA; A term usually applied in the pejorative sense, although if one asks the user what he/she means by the term he/she will generally give a vague response, such as "You know, how Bush messed up the economy. It's all his fault and the Republicans, too." A term used by idiots in an effort to sound trendy, intelligent and/or informed about politics and/or economics.
Idiot: That's Bushonomics right there! I would never buy a house in this economy.
Intelligent Person: But the price of houses has dropped so low that now is the perfect time to buy if you have good credit and some savings.
Idiot: Well, it's Bushonomics that my credit's all jacked up. It's all the Republicans' fault.
5. Exchanger
Foreign Exchange student, usually from China, who can be found all around college campuses. Often speaks poor English and travels in packs with other Exchangers, always speaking in their native tongues to one another. Most often or not, an exchanger will work at on-campus convenient store, and the exchanger will mess up every purchase and cause huge delays in purchasing food, due to their inability to work a simple cash register. The Exchanger is also completely oblivious to the fact that the person paying is in a hurry and needs to get to class.
GUY1: What's with this long line?

GUY2: Can't you tell? There's an Exchanger, up front, working the register...

GUY1: Looks like he just messed up another credit card payment.
6. rivet
someone with messed up credit person who cant get a loan but still trys to knowing they never paid there mom back or anyone in life
that guy over there is a super rivet he will always be a rivet as long as ive known him he has been a rivet
7. Wookulus
An expression of a messed up situation. What someone says when any individual is stuck between a rock and a hard place.
Subject 1: Oh darn, I failed my math test and maxed out credit card after ordering lots of porn.

Response: Wookulus!
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