look up any word, like dirty sanchez:
 
1.
Basically a bunch of twats, that decide whether you get credit (cell phone, mortgage etc.)and how expensive this would be. They also charge you for viewing your "score" and keep it on file for ages. So basically they bum rape you.
Poor credit dude:
"hey experian you twats, give me some credit"

Experian: "No you missed a payment to the credit card company once!"
by Master Bates101 September 05, 2007
 
2.
Credit Bureau formerly known as TRW. Satan.
Consumer: You screwed my credit rating!
XPN: No we didn't...the computer did!
Consumer: Fuck you (hangs up).
XPN (to other XPN): What's a four letter word for Consumer?
XPN: Ummm...DATA!!!!!!!
by File One March 12, 2004