Gary: Ya, what a douche-tard.
Ryan: First person we meet and it's a douche-tard. What are the chances?
Arthur: Actually, the chances are very high. Most people in Montreal are douche-tards because they are frustrated that they "nuh speeek engleeesh".
Frank, Ryan, Gary: Haha.
(i.e., an asshole, jerk, jackass) and a "retard." Expresses both unpleasantness of personality AND stupidity at once.