| 1. | experian | ||
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Basically a bunch of twats, that decide whether you get credit (cell phone, mortgage etc.)and how expensive this would be. They also charge you for viewing your "score" and keep it on file for ages. So basically they bum rape you.
Poor credit dude:
"hey experian you twats, give me some credit" Experian: "No you missed a payment to the credit card company once!" |
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| 2. | PlatinumTel | ||
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noun- platinum status wireless company nationwide free long distance| with free roaming| no contract|no monthly bill|no connection fees|no deposits|no credit checks|no problems
www.platinumtel.com man: my credit sucks, and all these cel phone companies won't do a da*^m thing for me.
woman: thats cuz you didn't holla back at PlatinumTel, and thats why i won't holla at you. |
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| 3. | shredder fodder | ||
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Junk mail that contains personal information or requests for personal information that you don't want stolen. Such as credit card payoff checks, loan applications, and pre-approved notices. The goal is to prevent identity theft.
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| 4. | Schnucked | ||
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Getting Schucked is when your credit card number is stolen and the company responsible for it tries to cover it up for way too long. The first time you'll hear about it is when your bank calls to tell you that they're cancelling your card. Bob: Why are you writing checks for everything today?
Rob: Cause my debit card got compromised in the Schnucks debacle. Bob: Ooh, you got Schnucked! |
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| 5. | subterraneous | ||
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"Anybody can be Subterraneous. No credit checks, no applications, no membership fees… If You support Hip Hop, You are Subterraneous."-OMA Subterraneous is a movement, we call it subterraneous cause we don't even believe in the underground no more. That's just as shady....
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| 6. | bank | ||
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A financial institution designed to nickel and dime its members to no end. Banks complain about Credit Unions (CU) because they are "not for profit" and subsequently do not have to pay taxes. However despite the competitive nature of banks and credit unions, banks have not suffered any loss in profit. On the contrary, banks have enjoyed record breaking profits increasingly each year. Banks will always be finding new ways to take your money to increase their profits so all the bitching about credit unions because they don't have as many fees is just whiney suck ass for them. Examples of Bank Fees:
Application fee Activation fee Teller fee Drive up fee Balance Inquiry fee Balance transfer fee Account opening fee Account closing fee Check cashing fee Checking account monthly service fee Savings account monthly service fee PIN setup fee PIN change fee Lost card fee advising fee issuing fee confirmation fee amendment fee acceptance fee Negotiation fee Brokers fee Check cashing fee on checks drawn on same bank. ATM withdrawl fee ATM deposit fee Participation fee Self overdraft fee from savings to checking. IRS refund anticipation loan fees (up to 1,700% APR) when do the fees end? Banks need MORE Credit unions to compete against. Credit unions have their own stupid fees but with the amount of interest saved in most loans, it's worth it to investiaget both. |
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| 7. | Benjamin Goodman II | ||
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Benjamin Goodman II is the would-be sole heir of the massive fortune that was to be left for him by his well-known, and wildly popular, late father Benny Goodman, the famous jazz clarinetist from the swing era of the late 1920s to the 1950s.
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Regrettably, the Goodman family fortune was lost when Turkey invaded Switzerland in 1934, devastating their economy. The invasion resulted in a severe depletion of the vast majority of the Goodman fortune that was contained in an esteemed Swiss bank. Benjamin II never received a cent of the massive fortune supposedly left for him by his late father. Benjamin II spent most of his childhood in the Calgarian Jewish quarter, shining shoes for nickels and taking taking care of his mother. Benjamin would often spend whatever free time he could manage writing screenplays and scripts in his two story condominium, where he lived with his mother, as well as his beloved muskrat, Freckles. As he entered adulthood, Benjamin II came to the bitter realization that no one wore shiny shoes anymore, so he began to struggle to meet the family's bills. Benjamin was forced to very reluctantly resign from his studies at his Christian school and look for full time work to support the family. Benjamin worked long, hard, brutal, and physically demanding days as a consultant for Maclean's magazine, where he met and became good friends with two work associates, Norman Lear and Bud Yorkin. The three shared a passion for Black domestic comedy. Together... |
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