Paying for lunch/dinner for a group of people by credit/debit card, and then having them pay you cash for their portion of the meal. Instead of hitting the ATM, you are getting the cash from the other people; hence it is an ATM by proxy.
Last night I was running low on cash, so I asked my friends at the bar if we could pull an ATM by proxy - after a couple of rounds on my debit card, I'm all straight for the movies today!
by rossruns January 31, 2011