The 2nd most terrible insult you can give to someone...
the most terrible is a combination of two words
*Woah my ex really does look like wankshard.
*Me- Hey Liss and Panda did you hear about that wankshard down the street.
Liss- Yeah i did! he is so foul.
Panda- hes such a Bollocky wankshard.
Liss- *disgusted horrified face*