look up any word, like cleveland steamer:
 
1.
A stank ass cat that needs to lick its ass.
OH MY GOD! Did that schmutty just shit in my closet?

Is that a Schmutty on your lap? Dude, clean your jeans.
by Dolly Vita December 11, 2010
 
2.
A girl that is both Jewish and slutty.

Kind of like every mother in New Jersey when they were twenty years old.
Monica is so schmutty she doesn't even care if they're circumcised.
by Chrissychris February 01, 2011