When you realize that all the money you had been socking away into investments, has already been spent by someone else. Also, that you would have been better off to have spent it all on really dumb stuff like a Corvette, motorcycles, boats, all sorts of big-boy toys; now all you have is basically, nothing.
I just retired and looked at my investments and had my Madoff moment.
by Guido1 February 21, 2009

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