1. A pleated pants wearing bumbling idiot that is completely ignorant to religion and finance.
2. A man who blames his parenting inadequacies on his friends.
3. One who spends months at sea at a time with a bunch of sweaty, single sailors.
Machala: "I just lost 100,000 dollars in a year...whatever shall I do?"
Chumley: "uh, gee machala, perhaps you should turn to the lord for the answer..."
Machala: "Why are you giving me advice about religion. You don't even go to church and that makes you an atheist. Why don't you go get paddled to try to fit in!"