|1.||If I may be so bold|
"If I may be so bold" is a phrase that can be inserted into any everyday conversation to make yourself sound smarter/better. You don't even have to be saying something totally out there or "bold"...you can just say it.
I think this sandwich is great, if I may be so bold.
Her booty is bumping, if I may be so bold.
I love you, if I may be so bold.