opposite of a credit criminal.
Also can refer to a person who has enough money to pay cash for a new vehicle.
Homeless person Credit Criminal
(Sales manager)Lets go, buddy you"ve got your self a citizen.
(Sales Person) About time all I've been getting is creep's weirdo's and stroker's
Kevin: Jesus, Chris, that's an awfully sophisiticated reference, don't you think?
If you've ever said things like "C'mon, why would the FBI make that up?" you're more than likely a citizen.