For the person just starting out on his or her own. Every card you receive during the holiday season has the potential of ending up decorating your Christmas tree in place of traditional ornaments that you have yet to buy.
"Say! That's a neat tree of lights and cardaments! Looks like you're a popular person."
When a New Year's Resolution loosens its hold on you, dwindles, then fades away. This can happen at any moment during the year.
"Hey Claire, I thought your New Year's Resolution was sayin' no to eating chocolate. But here you are munchin' chocolate...what gives?"
"Yeah...I was determined but then the New Year's Ebbolution snuck up on me. Want some?"