The bunching of material around the genital area, (in men OR women) usually when wearing especially tight trousers or a safety harness. Could be described as the male version of a camel toe in men that happen to be favourably equipped.
Rob: "Dude! That harness is giving you MAJOR man baggage!"
Matt: "Yeah, (he begins to abseil) well they don't call me 'Nessie' for nothing!"