A loan taken out from your parents with the understanding that you'll pay them back when you get a real job. It is common amongst college students with parents who have disposable income.
Guy 1: Hey man, you should come to Vegas with me and my buddies next month. It's gonna be a blast.
Guy 2: Aw I wish I could, but I don't have the money right now. You know, since I'm still in school.
Guy 1: Why don't you go to the international bank of mom & dad and ask for a zero interest loan?
Guy 2: Good idea!
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