1. A loser who lives at home, does not realistically look for work, and walks around like they are royalty, talking trash to people. See hypocrite
2. A rich person like a doctor, professional athlete, celebrity or other professional, that cannot manage money properly. They either work below their means or lose their money to sycophants, con men or a bad habit or activity that drains all their money, like gambling, credit cards, women, alcohol, bad investments and writing or acting careers.
1. Rob is a deadbeat, he lives at home, is 35, has tons of debt, won't look for a realistic job, and doesn't care what other people think about him.
2. Dr. Jones can get paid well over six figures, but because he can't manage his money and gets ripped off by every con man he meets, he will never be able to retire. He also is too arrogant to listen to good financial advice, hence why he always is in debt. You need to file a lawsuit before the deadbeat even tries to pay you back.