meaning: fool, idiot, untermensch.
etymology: from the colloquial word for the vagina, choot
chutiya use kehte hain jo choot ko badnaam kare,
choot vo dharmashala hai jahan lund aram kare.
The Marathi version of chutiya, 'chuttya', is pronounced with stress on the t, and is a lot more effective in baiting.