language: hindi (Also used in Marathi and Mumbhaiyya)
meaning: fool, idiot, untermensch.
etymology: from the colloquial word for the vagina, choot
use kehte hain jo choot
ko badnaam kare,
choot vo dharmashala
hai jahan lund
The Marathi version of chutiya, 'chuttya', is pronounced with stress on the t, and is a lot more effective in baiting.
sachin tendulkar chutiya ki tarah khel raha hai aaj kal.