1:A set of Inline Skates that are bottom of the line; generally low quality or cheap Skates worn by beginners who want to learn to skate but aren't ready to spend a large amount of money just to find out they really don't like inline skating.
2:A pseudo-abrasive term, that is an informal way to tell someone their ride (not always inline skates) is cheap, basic, or bottom of the line.
You: "Those neighborhood Rail Rats
just strapped on some Punk Monkeys and knocked over my trash cans!"
You to a newbie skater
(friend): "You're riding Punk Monkeys!"
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