a word to describe the African-american culture of which contains a ghetto/hood/gangster mentality. it's suggested the targeted subject is extremely unsophisticated. Although the word is not consider an ethnic slur today, its underlined meaning is derogatory and usage projects an inferior perception.
"Yo...this club we be hitting up is so urban now days."
person #1 "His pants are sagging low"
person #2 "yea, he's got urban stylez"