In My Humble (Honest) Opinion, as in "Speaking IMHO" - A disclaimer of sorts, used on blogs, message boards, forums etc.; used to clarify that the statement being made should not be quoted as a fact, but only as an opinion.
1) Speaking IMHO, I think everyone should have a job of some sort.
2) IMHO, you are a looser.
3) IMHO, this is the best answer.
4) Freedom of speech is Speaking IMHO