Possibly the fanciest thing any young female, or even an older female, could ever wear. Very classy. EVERYONE knows pearls are fancy.
"OMG did you see Lucy today?" -kid 1
"I did! she was wearing pearls! Sooo fetch." -kid 2
"I know! I wish I could be as fancy as her." -kid 1
"She's just so...classy!" -kid 2