Being cautious before necessary, overly cautious, or adding an extra step to the precautionary measures one needs to take.
My father was afraid of fire & always felt the need to be precautious about putting them out if he saw one - he carried a fire extinguisher with him everywhere he went.
Sarah was a precautious person; she put on an extra layer of pads before skateboarding in case the original ones didn't hold up.
My aunt was precautious about sunburn - she wore sunscreen day and night, indoors and outdoors.
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